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Aspiring actress Joan Howell, who makes a living as a maid, has a number of accidental encounters with Tom Milford, a New York City publishing company executive. After their third such meeting, she invites him to her apartment, but, ashamed of her one-room residence, she borrows the apartment of one of her employers whom she has never seen. Tom (who is the employer) cancels a trip and is surprised to see Joan in his own apartment, but he goes along with the ruse and moves in with his partner, Harvey. Eventually, each discovers the other's identity, but neither reveals the truth. Joan decides to play a trick on Tom and invites his former girl friends to a party, asking them to dress as prostitutes. The police raid the party, and as they are headed for jail, Joan accepts Tom's marriage proposal.