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Joe Collins arrives at Hanford College to begin his second year with $200 to pay his tuition, is enticed into a craps game, and loses all. He takes a job in a soda fountain where Margie Callahan, who worships him, also works. When he loses his job, Margie pays the tuition. Joe discovers that Margie is his benefactor halfway through a football game: running off the field, he catches her before her train departs, and they embrace.