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Martin Tripp, a rubber heel salesman, is fired for stopping off in a small country town. He gets a job with storekeeper Abner Grey and becomes enamored of Grey's daughter, Annie, while boarding at the Grey home. Another boarder, Stephen Labaree, bets Martin that he will not spend the night in a nearby church, said to be haunted; there, though badly frightened by several ghosts, he stays the night. He discovers later an underground passage, built by some thieves, leading from the church to the bank. Both he and Annie are held prisoner by the crooks, but Martin brings the villagers to the rescue by ringing the church bell. He delivers the crooks to the sheriff and wins the heart of Annie.