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Wealthy stockbroker Lemuel Morewood wants his sons, Billy and Tom, to learn the business and marry Emily Donelson and Frances Berkeley, respectively. Billy, however, is infatuated with Mrs. Bruce Guilford, a leader of the "smart set," while Tom loves boxing. At a dinner for which Lemuel hires Bessie Brayton, an orphan from the West, to entertain, Lemuel responds to Bessie's taunts about being old-fashioned by winning a lot of money gambling with Major Bellamy Didsworth, who tries to swindle Bessie, and leaves with her to spend it. Mrs. Guilford sees them together at the races and, thinking their conduct scandalous, breaks with Billy. When Lemuel leaves with Bessie for Nevada, Billy and Tom, who believe that Bessie is an adventuress, follow with Frances and Emily, to whom they become engaged. After learning that Lemuel only left to help Bessie, who is going to marry another man, get $75,000 for a supposedly worthless mine, the boys agree to concentrate on business.