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Dave Bennett, the vice president of a California banking corporation, is sent to investigate Charles Patterson, a clerk in the savings department at the Santa Monica branch. When Patterson falls gravely ill and is hospitalized for an operation, his wife Barbara fills in for him, and Dave soon falls in love with her. Over the course of his investigation, Dave discovers a shortage in Patterson's books, but because he loves Barbara, he withholds the information from the bonding company and lends her $9,000 to balance the books. Secretly, Barbara and Dave deposit money into forty-seven savings accounts in order to protect Jeannie, her daughter, from the knowlege that her father is a criminal. Later, when Barbara uncovers a plot by her husband and his mistress, Miss Church, the bank bookkeeper, to rob the bank, she plans a trip to Reno, where she intends to divorce Charles. Meanwhile, Charles, who has been released from the hospital, returns home, and, in an attempt to frame Barbara for the missing money at the bank, demands $9,000 from her father and tells him that the money will keep Barbara out of jail. When he refuses to give Charles the money, Charles locks his father-in-law and Jeannie in the closet and flees. Barbara and Dave try to prevent the bank heist from taking place, but when Barbara faints, Charles takes advantage of the diversion and sneaks into the bank vault. When Barbara and Dave learn that the vault in which Charles is locked is on a timed locking mechanism and cannot be opened until the following morning, they notify the police and wait for him to emerge. As expected, the vault opens automatically the next morning, but Charles manages to shoot his way out. A bullet hits Dave, who is hospitalized but is soon released. Later, Barbara is questioned by police, and Dave begins to doubt her innocence, but he soon changes his mind when new clues point to Miss Church's home, where they find Charles and the money. Charles eludes capture once again, but is eventually captured following a car chase. After Charles and Miss Church are arrested, Dave is honored as a hero and is offered a job at the bank's Honolulu branch, which he vows to accept only if Barbara consents to join him.